SIN, bank account and phone

Social Insurance Number (SIN)

• The SIN is a 9-digit number you need to work and access government programs and benefits. IRCC advises applying as soon as you arrive.
• For temporary residents, the SIN starts with 9 and expires with your immigration documents.
• Service Canada no longer issues plastic cards; you get a SIN confirmation letter (paper or digital). You can view your SIN in My Service Canada Account.
• Your SIN is private; it's illegal for anyone else to use it. Don't put it on job applications.

Bank account

According to the FCAC:

• you have the right to open an account even without a job, money to deposit right away, or citizenship;
• bring original ID to confirm your identity;
• you may need to go to a branch in person;
• the bank must tell you its fees and give notice before raising them.

Phone

According to IRCC:

• Canadian phone numbers have 10 digits: a 3-digit area code and a 7-digit number;
• there are landlines and mobile phones; mobile service covers urban areas and more populated rural areas;
• to sign up, you usually need 2 pieces of ID and may face a credit check or be asked for proof of employment. If you have no credit history or job, explain you're a newcomer and ask about options (such as prepaid plans).

Suggested order

• Day one: SIN (you need your immigration documents).
• Same week: bank account and phone.
• Next: provincial health insurance and long-term housing.

Note Save emergency numbers: 911 (police, ambulance, fire) and 988 (mental health crisis support).